🚗 Auto Lease Calculator

Calculate your monthly car lease payments and compare different lease terms to make informed decisions about your next vehicle.

Lease Payment Calculator

Vehicle Price (MSRP) *

Down Payment

Lease Term *

Annual Mileage Limit *

Money Factor (Interest Rate)

(0.001-0.005)

Residual Value %

Additional Costs (Optional)

Trade-in Value

Sales Tax %

Fees & Other

How to Use

1 Enter the vehicle's MSRP (sticker price)
2 Add your down payment amount (if any)
3 Select lease term and annual mileage limit
4 Enter money factor and residual value (get from dealer)
5 Add optional costs like taxes and fees
6 Click calculate to see your results

Key Terms

Money Factor

The lease equivalent of an interest rate. Multiply by 2400 to get APR.

Residual Value

The car's projected value at lease end, expressed as a percentage of MSRP.

Capitalized Cost

The vehicle's selling price for lease purposes (MSRP minus incentives).

Leasing Tips

• Higher residual value = lower payments
• Negotiate the selling price, not monthly payment
• Consider excess mileage fees
• Factor in maintenance and insurance costs

Why Use Our Auto Lease Calculator?

Accurate Calculations

Get precise monthly payments with detailed breakdowns including depreciation, finance costs, and taxes.

Compare Options

Easily compare different lease terms, mileage limits, and down payment amounts to find the best deal.

Mobile Friendly

Calculate lease payments on any device with our responsive design that works perfectly on mobile.

About Auto Lease Calculator

Our Auto Lease Calculator helps you estimate monthly lease payments and total lease costs for any vehicle. Whether you're considering a luxury car, SUV, or economy vehicle, our calculator provides accurate estimates based on industry-standard lease calculation formulas.

Leasing can be an attractive option for drivers who want lower monthly payments, newer vehicles with latest technology, and the flexibility to switch cars every few years. Use our calculator to understand the true cost of leasing and make informed financial decisions.

The calculator factors in all major components of a lease: vehicle depreciation, financing costs (money factor), taxes, fees, and your down payment. Get started by entering your vehicle information above and see your estimated monthly payment instantly.