BESTUTILS

Budget Calculator

Take control of your finances with our comprehensive budget calculator. Track your income, expenses, and savings to create a balanced financial plan.

Monthly Budget Planner

Income Sources

Primary Income

Secondary Income

Other Income

Monthly Expenses

Housing/Rent

Food & Groceries

Transportation

Utilities

Insurance

Entertainment

Healthcare

Other Expenses

Budget Summary

Enter your income and expenses to see your budget summary

How to Use the Budget Calculator

Step-by-Step Instructions

Enter all your income sources (salary, freelancing, investments, etc.)
Fill in your monthly expenses by category
Click "Calculate Budget" to see your financial summary
Review the results to understand your financial position
Adjust expenses if needed to improve your budget balance

Budget Tips

Follow the 50/30/20 rule: 50% needs, 30% wants, 20% savings
Track all expenses, including small daily purchases
Set realistic spending limits for each category
Review and adjust your budget monthly
Build an emergency fund with 3-6 months of expenses

About This Budget Calculator

Our budget calculator helps you create a comprehensive monthly budget by tracking all income sources and expense categories. It provides instant calculations of your surplus or deficit, helping you make informed financial decisions. The tool includes visual charts to better understand your spending patterns and offers personalized recommendations for budget optimization.